INSERT INTO `tm_wsal_metadata` (`id`, `occurrence_id`, `name`, `value`) VALUES
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(249271, 24326, 'CurrentUserID', '8'),
(249272, 24326, 'CurrentUserRoles', 'a:2:{i:0;s:13:\"administrator\";i:1;s:10:\"superadmin\";}'),
(249273, 24327, 'PostID', '7938'),
(249274, 24327, 'PostType', 'law_update_articles'),
(249275, 24327, 'PostTitle', 'UAE continues to lead the way for Foreign Investment'),
(249276, 24327, 'PostStatus', 'draft'),
(249277, 24327, 'PostDate', '2018-07-31 17:36:00'),
(249278, 24327, 'PostUrl', 'http://www.tamimi.com/?post_type=law_update_articles&p=7938'),
(249279, 24327, 'EditorLinkPost', 'https://www.tamimi.com/wp-admin/post.php?post=7938&amp;action=edit'),
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(249283, 24327, 'CurrentUserRoles', 'a:2:{i:0;s:13:\"administrator\";i:1;s:10:\"superadmin\";}'),
(249284, 24328, 'PostID', '7935'),
(249285, 24328, 'PostType', 'law_update_articles'),
(249286, 24328, 'PostTitle', 'Overhaul of the UAE Finance Companies Regulations'),
(249287, 24328, 'PostStatus', 'draft'),
(249288, 24328, 'PostDate', '2018-07-31 17:36:10'),
(249289, 24328, 'PostUrl', 'https://www.tamimi.com/?post_type=law_update_articles&p=7935'),
(249290, 24328, 'EditorLinkPost', 'https://www.tamimi.com/wp-admin/post.php?post=7935&amp;action=edit'),
(249291, 24328, 'ClientIP', '86.98.5.18'),
(249292, 24328, 'UserAgent', 'Mozilla/5.0 (Macintosh; Intel Mac OS X 10_11_6) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/67.0.3396.99 Safari/537.36'),
(249293, 24328, 'CurrentUserID', '8'),
(249294, 24328, 'CurrentUserRoles', 'a:2:{i:0;s:13:\"administrator\";i:1;s:10:\"superadmin\";}'),
(249295, 24329, 'PostID', '7935'),
(249296, 24329, 'PostType', 'law_update_articles'),
(249297, 24329, 'PostTitle', 'Overhaul of the UAE Finance Companies Regulations'),
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(249299, 24329, 'PostDate', '2018-07-31 17:35:33'),
(249300, 24329, 'PostUrl', 'http://www.tamimi.com/?post_type=law_update_articles&p=7935'),
(249301, 24329, 'EditorLinkPost', 'https://www.tamimi.com/wp-admin/post.php?post=7935&amp;action=edit'),
(249302, 24329, 'ClientIP', '86.98.5.18'),
(249303, 24329, 'UserAgent', 'Mozilla/5.0 (Macintosh; Intel Mac OS X 10_11_6) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/67.0.3396.99 Safari/537.36'),
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(249306, 24330, 'PostID', '7935'),
(249307, 24330, 'PostTitle', 'Overhaul of the UAE Finance Companies Regulations'),
(249308, 24330, 'PostStatus', 'draft'),
(249309, 24330, 'PostType', 'law_update_articles'),
(249310, 24330, 'PostDate', '2018-07-31 17:36:30'),
(249311, 24330, 'PostUrl', 'http://www.tamimi.com/?post_type=law_update_articles&p=7935'),
(249312, 24330, 'MetaID', '223050'),
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(249314, 24330, 'MetaValueNew', '<p dir=\"LTR\" align=\"LEFT\"><img class=\"alignleft wp-image-7994 size-full\" src=\"http://www.tamimi.com/wp-content/uploads/2018/07/11.jpg\" alt=\"\" width=\"5472\" height=\"845\" />Amongst the several new laws and regulations being introduced in the UAE, the UAE Central Bank (\"Central Bank\") has on10 May 2018 issued new Finance Company Regulations (\"Regulations\" or \"2018 Regulations\") which are to come into effect one month after its publication.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations replace the previous finance company regulations issued in 1996 and finance companies regulations for companies conducting business as per Islamic sharia’a principles issued in 2004 (\"Previous Regulations\") and aim at providing a detailed regulatory framework for Finance Companies to operate and develop within the UAE and also covers in its ambit the framework for protecting the customers of such Finance Companies.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations consolidate the regulations for both Islamic finance and conventional finance companies (\"Finance Company/ies\") and incorporate certain significant changes including changes to capital requirements and corporate governance, to also be followed by existing Finance Companies. We have set out below certain noteworthy features of these Regulations and a comparative table on the key changes from the Previous Regulations on subject.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>License Application</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">Pursuant to these Regulations, conducting financing activities in the UAE without a central bank license is prohibited. An application for such license must include the proposed scope of activities, a feasibility study illustrating the financial activities and products to be launched, estimated financial projections, risk factors, corporate structure, start-up costs, branches and a recruitment plan.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Another important requisite is for the applicant to provide an unconditional guarantee from a UAE Bank, in favour of the Central Bank for an amount equivalent to the minimum required paid-up capital. The License will be granted for a period of three years and may be renewable for the same period unless otherwise required by the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Any changes to the ownership of the Finance Company of 5% or more will require prior approval from the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Cancelling or Revoking a License</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The Central Bank has the discretion to approve or refuse the License application, but must notify applicants in writing with reasons in case there is a refusal. Licenses can also be amended, revoked or cancelled at the discretion of the Board. The Regulations set out instances when the license can be cancelled which include providing false/misleading information, risking interests of the potential customers, or if there is a bankruptcy order filed against the Finance Company.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">If a Finance Company wishes to cease operations it must apply to the Central Bank at least six months in advance providing the reasons for such a cessation or suspension.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">The Regulations also provide for penalties that will be imposed if such company does not follow the provisions of the Regulations including adhering to the anti-money laundering policies laid down by the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Permitted Activities</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">Article 10.1 of the Regulation details out the types of activities that are permitted, which are:</p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Retail finance,</li>\r\n 	<li dir=\"LTR\">mortgage finance,</li>\r\n 	<li dir=\"LTR\">wholesale finance,</li>\r\n 	<li dir=\"LTR\">pre-paid cards, and</li>\r\n 	<li dir=\"LTR\">distribution of third party products.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\">The Central Bank can review and amend this list from time to time.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Article 10 further sets out the do’s and dont’s in relation to the business of the Finance Company, certain key features are:</p>\r\n\r\n<ul>\r\n 	<li dir=\"LTR\">it can extend loans only to ‘Juridicial Persons’ (defined under Article 93 of the UAE Civil Transactions Law) and individuals in the UAE. However, it is prohibited from accepting deposits or loans from individuals.</li>\r\n 	<li dir=\"LTR\">it may accept deposits only from Juridicial Persons, subject to certain conditions laid out under Article 10.4 and also borrow from UAE banks, and may even receive foreign funding provided that its risk has been adequately hedged. In doing so it must not exceed 25% of the sum of total amount of its debt capital.</li>\r\n 	<li dir=\"LTR\">it must obtain a no objection letter from the Central Bank in order to provide any new product line from within activities specified in its license.</li>\r\n 	<li dir=\"LTR\">it may only participate in the share capital of brokerage companies, money exchanges, UAE banks and other Finance Companies. Any such single participation cannot exceed 10% of its debt capital and the aggregate participation must not exceed 25% of the debt capital.</li>\r\n 	<li dir=\"LTR\">It must obtain approval from the Central Bank in order to issue bonds or sukuks. Such bonds and sukuks shall only be denominated in UAE dirhams or US Dollars.</li>\r\n 	<li dir=\"LTR\">it is prohibited from financing a borrower which is not an entity incorporated in the UAE or its free zones, or a UAE resident, or where the mortgaged assets are not in the UAE.</li>\r\n 	<li dir=\"LTR\">it is prohibited from entering into the business of money exchange.</li>\r\n 	<li dir=\"LTR\">it must not purchase immovable properties unless for its own use or specific approval for the same has been obtained from the Central Bank. This rule does not apply to Islamic Finance Companies (IFC). IFCs may own property including immovable property and goods as part of an underlying financing contract with a borrower.</li>\r\n</ul>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Minimum Capital, Liquidity Requirements and Credit Exposure Restrictions</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The minimum paid-up capital for a Finance Company is 150 million UAE Dirhams. UAE national ownership of the Finance Company must comprise at least 60% of total paid-up capital. Finance Companies must also allocate at least 10% of annual net profits to establishing a statutory reserve until the reserve equals 50% of its paid-up capital.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">To withstand short-term liquidity stress, Finance Companies are required to hold an amount equivalent to 10% of their aggregate liabilities in liquid assets i.e. cash held in UAE bank, Certificates of deposit issued by the Central Bank held via a UAE bank, short term deposits with a UAE bank with maturity upto 30 days and UAE federal and local government bonds, which must not exceed 30% of the total liquid assets. For the purpose of calculating the 10% amount, a Finance Company may deduct from its aggregate liabilities, cash collateral, bank guarantees from UAE banks and sovereign guarantees.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">The credit exposure is considered ‘large’ if the value of such exposure to one borrower or group of related entities is 7% or more. The Regulations set out maximum exposure limits for different borrower types.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Organisational Structure, Composition and Policies of the Finance Company</strong></p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Founding shareholders - Founding shareholders must satisfy \"Fit and Proper\" criteria as defined by the Central Bank and their appointment must be in line with the Commercial Companies Law<strong>.</strong></li>\r\n 	<li dir=\"LTR\">Board of Directors - The board of directors of a Finance Company must have no fewer than five members. Atleast 60% of the board members of an IFC must have knowledge of the banking business or Islamic finance and banking business as the case may be. The Regulations provide for detailed selection processes and guidances in relation to the board of directors</li>\r\n 	<li dir=\"LTR\">Sharia’a Supervision Committee and other committees - An IFC must have a Sharia’a Supervision Committee, and its role must be laid out in the policies of the IFC. Finance Companies must also have a board committee and credit committee.</li>\r\n 	<li dir=\"LTR\">Senior Management – Finance Companies must comply with the ‘fit and proper‘ test set out by the Central Bank and must be professional who understands the business of finance and was experience of not less than 10 years in the field of finance. Person within the senior management cannot be a part of the board.</li>\r\n 	<li dir=\"LTR\">Corporate Governance - While the Regulations set out certain minimum requirements for corporate governance, Finance Companies are permitted to set out their own policies and framework for corporate governance (complying with the Regulations), however these must be approved by its board of directors and a copy of such policies must be provided to the Central Bank.</li>\r\n 	<li dir=\"LTR\">Internal Policies – the Regulations set out the requirements that need to be adhered to by Finance Companies and IFC with respect to its internal polices in relation to management, risk management, extension of credit, compliance, information technology, security, audit, remuneration, outsourcing, etc.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Other provisions</strong></p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Consumer Protection: the Name of the finance company must not include the words \"bank\", \"investment company\" or and other term which may mislead its customer. It must provide its customers with sufficient information regarding its products, etc. in order for them to be able to make an informed decision. The Finance Company must follow the Central Bank guidelines in relation to ‘Consumer Protection’.</li>\r\n 	<li dir=\"LTR\">Credit Reports - Every Finance Company must adhere to the credit reporting requirements of the Al Etihad Credit Bureau and other credit agencies to provide to and obtain information of the Borrower.</li>\r\n 	<li dir=\"LTR\">Accounting Standards - A Finance Company must implement all applicable International Accounting Standards/International Financial Reporting Standards and provide the Central Bank with two copies of signed audited financial statements, including external auditor reports, before 31st March every year. The Central Bank may require the Finance Company to appoint another auditor if the size and nature of the business of the Finance Company so requires.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Differences in the new Regulations from the Previous Regulations</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The 2018 Regulations are far more detailed in the nature of investments permitted, liquidity requirements, organisational structure to be followed, investor guidance; we have set out below certain differences in the provisions between the Previous Regulations and 2018 Regulations.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><img class=\"wp-image-7997 alignnone\" src=\"http://www.tamimi.com/wp-content/uploads/2018/07/Screen-Shot-2018-07-31-at-5.23.26-PM.png\" alt=\"\" width=\"548\" height=\"507\" /></p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations apply to all Finance Companies. Accordingly companies licensed prior to the date of the issuance of these Regulations need to comply with the 2018 Regulations and are given a period not exceeding 3 years from the publication to conform. However, the Central Bank may amend the requirement of compliance within 3 years if it deems the finance company to be substantially in compliance with these Regulations. All existing Finance Companies will require to provide the Central Bank with a detailed adjustment plan to comply with the articles of these Regulations.</p>\r\nAl Tamimi &amp; Company’s Banking and Finance team regularly advises on the Finance Company Regulations. For further information please contact Mark Brown (m.brown@tamimi.com) or Maymoona Talib (m.talib@tamimi.com).'),
(249315, 24330, 'MetaValueOld', '<p dir=\"LTR\" align=\"LEFT\"><img class=\"alignleft wp-image-7994 size-full\" src=\"http://www.tamimi.com/wp-content/uploads/2018/07/11.jpg\" alt=\"\" width=\"5472\" height=\"845\" />Amongst the several new laws and regulations being introduced in the UAE, the UAE Central Bank (\"Central Bank\") has on10 May 2018 issued new Finance Company Regulations (\"Regulations\" or \"2018 Regulations\") which are to come into effect one month after its publication.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations replace the previous finance company regulations issued in 1996 and finance companies regulations for companies conducting business as per Islamic sharia’a principles issued in 2004 (\"Previous Regulations\") and aim at providing a detailed regulatory framework for Finance Companies to operate and develop within the UAE and also covers in its ambit the framework for protecting the customers of such Finance Companies.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations consolidate the regulations for both Islamic finance and conventional finance companies (\"Finance Company/ies\") and incorporate certain significant changes including changes to capital requirements and corporate governance, to also be followed by existing Finance Companies. We have set out below certain noteworthy features of these Regulations and a comparative table on the key changes from the Previous Regulations on subject.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>License Application</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">Pursuant to these Regulations, conducting financing activities in the UAE without a central bank license is prohibited. An application for such license must include the proposed scope of activities, a feasibility study illustrating the financial activities and products to be launched, estimated financial projections, risk factors, corporate structure, start-up costs, branches and a recruitment plan.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Another important requisite is for the applicant to provide an unconditional guarantee from a UAE Bank, in favour of the Central Bank for an amount equivalent to the minimum required paid-up capital. The License will be granted for a period of three years and may be renewable for the same period unless otherwise required by the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Any changes to the ownership of the Finance Company of 5% or more will require prior approval from the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Cancelling or Revoking a License</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The Central Bank has the discretion to approve or refuse the License application, but must notify applicants in writing with reasons in case there is a refusal. Licenses can also be amended, revoked or cancelled at the discretion of the Board. The Regulations set out instances when the license can be cancelled which include providing false/misleading information, risking interests of the potential customers, or if there is a bankruptcy order filed against the Finance Company.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">If a Finance Company wishes to cease operations it must apply to the Central Bank at least six months in advance providing the reasons for such a cessation or suspension.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">The Regulations also provide for penalties that will be imposed if such company does not follow the provisions of the Regulations including adhering to the anti-money laundering policies laid down by the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Permitted Activities</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">Article 10.1 of the Regulation details out the types of activities that are permitted, which are:</p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Retail finance,</li>\r\n 	<li dir=\"LTR\">mortgage finance,</li>\r\n 	<li dir=\"LTR\">wholesale finance,</li>\r\n 	<li dir=\"LTR\">pre-paid cards, and</li>\r\n 	<li dir=\"LTR\">distribution of third party products.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\">The Central Bank can review and amend this list from time to time.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Article 10 further sets out the do’s and dont’s in relation to the business of the Finance Company, certain key features are:</p>\r\n\r\n<ul>\r\n 	<li dir=\"LTR\">it can extend loans only to ‘Juridicial Persons’ (defined under Article 93 of the UAE Civil Transactions Law) and individuals in the UAE. However, it is prohibited from accepting deposits or loans from individuals.</li>\r\n 	<li dir=\"LTR\">it may accept deposits only from Juridicial Persons, subject to certain conditions laid out under Article 10.4 and also borrow from UAE banks, and may even receive foreign funding provided that its risk has been adequately hedged. In doing so it must not exceed 25% of the sum of total amount of its debt capital.</li>\r\n 	<li dir=\"LTR\">it must obtain a no objection letter from the Central Bank in order to provide any new product line from within activities specified in its license.</li>\r\n 	<li dir=\"LTR\">it may only participate in the share capital of brokerage companies, money exchanges, UAE banks and other Finance Companies. Any such single participation cannot exceed 10% of its debt capital and the aggregate participation must not exceed 25% of the debt capital.</li>\r\n 	<li dir=\"LTR\">It must obtain approval from the Central Bank in order to issue bonds or sukuks. Such bonds and sukuks shall only be denominated in UAE dirhams or US Dollars.</li>\r\n 	<li dir=\"LTR\">it is prohibited from financing a borrower which is not an entity incorporated in the UAE or its free zones, or a UAE resident, or where the mortgaged assets are not in the UAE.</li>\r\n 	<li dir=\"LTR\">it is prohibited from entering into the business of money exchange.</li>\r\n 	<li dir=\"LTR\">it must not purchase immovable properties unless for its own use or specific approval for the same has been obtained from the Central Bank. This rule does not apply to Islamic Finance Companies (IFC). IFCs may own property including immovable property and goods as part of an underlying financing contract with a borrower.</li>\r\n</ul>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Minimum Capital, Liquidity Requirements and Credit Exposure Restrictions</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The minimum paid-up capital for a Finance Company is 150 million UAE Dirhams. UAE national ownership of the Finance Company must comprise at least 60% of total paid-up capital. Finance Companies must also allocate at least 10% of annual net profits to establishing a statutory reserve until the reserve equals 50% of its paid-up capital.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">To withstand short-term liquidity stress, Finance Companies are required to hold an amount equivalent to 10% of their aggregate liabilities in liquid assets i.e. cash held in UAE bank, Certificates of deposit issued by the Central Bank held via a UAE bank, short term deposits with a UAE bank with maturity upto 30 days and UAE federal and local government bonds, which must not exceed 30% of the total liquid assets. For the purpose of calculating the 10% amount, a Finance Company may deduct from its aggregate liabilities, cash collateral, bank guarantees from UAE banks and sovereign guarantees.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">The credit exposure is considered ‘large’ if the value of such exposure to one borrower or group of related entities is 7% or more. The Regulations set out maximum exposure limits for different borrower types.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Organisational Structure, Composition and Policies of the Finance Company</strong></p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Founding shareholders - Founding shareholders must satisfy \"Fit and Proper\" criteria as defined by the Central Bank and their appointment must be in line with the Commercial Companies Law<strong>.</strong></li>\r\n 	<li dir=\"LTR\">Board of Directors - The board of directors of a Finance Company must have no fewer than five members. Atleast 60% of the board members of an IFC must have knowledge of the banking business or Islamic finance and banking business as the case may be. The Regulations provide for detailed selection processes and guidances in relation to the board of directors</li>\r\n 	<li dir=\"LTR\">Sharia’a Supervision Committee and other committees - An IFC must have a Sharia’a Supervision Committee, and its role must be laid out in the policies of the IFC. Finance Companies must also have a board committee and credit committee.</li>\r\n 	<li dir=\"LTR\">Senior Management – Finance Companies must comply with the ‘fit and proper‘ test set out by the Central Bank and must be professional who understands the business of finance and was experience of not less than 10 years in the field of finance. Person within the senior management cannot be a part of the board.</li>\r\n 	<li dir=\"LTR\">Corporate Governance - While the Regulations set out certain minimum requirements for corporate governance, Finance Companies are permitted to set out their own policies and framework for corporate governance (complying with the Regulations), however these must be approved by its board of directors and a copy of such policies must be provided to the Central Bank.</li>\r\n 	<li dir=\"LTR\">Internal Policies – the Regulations set out the requirements that need to be adhered to by Finance Companies and IFC with respect to its internal polices in relation to management, risk management, extension of credit, compliance, information technology, security, audit, remuneration, outsourcing, etc.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Other provisions</strong></p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Consumer Protection: the Name of the finance company must not include the words \"bank\", \"investment company\" or and other term which may mislead its customer. It must provide its customers with sufficient information regarding its products, etc. in order for them to be able to make an informed decision. The Finance Company must follow the Central Bank guidelines in relation to ‘Consumer Protection’.</li>\r\n 	<li dir=\"LTR\">Credit Reports - Every Finance Company must adhere to the credit reporting requirements of the Al Etihad Credit Bureau and other credit agencies to provide to and obtain information of the Borrower.</li>\r\n 	<li dir=\"LTR\">Accounting Standards - A Finance Company must implement all applicable International Accounting Standards/International Financial Reporting Standards and provide the Central Bank with two copies of signed audited financial statements, including external auditor reports, before 31st March every year. The Central Bank may require the Finance Company to appoint another auditor if the size and nature of the business of the Finance Company so requires.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Differences in the new Regulations from the Previous Regulations</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The 2018 Regulations are far more detailed in the nature of investments permitted, liquidity requirements, organisational structure to be followed, investor guidance; we have set out below certain differences in the provisions between the Previous Regulations and 2018 Regulations.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><img class=\"wp-image-7997 aligncenter\" src=\"http://www.tamimi.com/wp-content/uploads/2018/07/Screen-Shot-2018-07-31-at-5.23.26-PM.png\" alt=\"\" width=\"548\" height=\"507\" /></p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations apply to all Finance Companies. Accordingly companies licensed prior to the date of the issuance of these Regulations need to comply with the 2018 Regulations and are given a period not exceeding 3 years from the publication to conform. However, the Central Bank may amend the requirement of compliance within 3 years if it deems the finance company to be substantially in compliance with these Regulations. All existing Finance Companies will require to provide the Central Bank with a detailed adjustment plan to comply with the articles of these Regulations.</p>\r\nAl Tamimi &amp; Company’s Banking and Finance team regularly advises on the Finance Company Regulations. For further information please contact Mark Brown (m.brown@tamimi.com) or Maymoona Talib (m.talib@tamimi.com).'),
(249316, 24330, 'MetaLink', 'content'),
(249317, 24330, 'EditorLinkPost', 'https://www.tamimi.com/wp-admin/post.php?post=7935&amp;action=edit');
INSERT INTO `tm_wsal_metadata` (`id`, `occurrence_id`, `name`, `value`) VALUES
(249318, 24330, 'ReportText', '<p dir=\"LTR\" align=\"LEFT\"><img class=\"alignleft wp-image-7994 size-full\" src=\"http://www.tamimi.com/wp-content/uploads/2018/07/11.jpg\" alt=\"\" width=\"5472\" height=\"845\" />Amongst the several new laws and regulations being introduced in the UAE, the UAE Central Bank (\"Central Bank\") has on10 May 2018 issued new Finance Company Regulations (\"Regulations\" or \"2018 Regulations\") which are to come into effect one month after its publication.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations replace the previous finance company regulations issued in 1996 and finance companies regulations for companies conducting business as per Islamic sharia’a principles issued in 2004 (\"Previous Regulations\") and aim at providing a detailed regulatory framework for Finance Companies to operate and develop within the UAE and also covers in its ambit the framework for protecting the customers of such Finance Companies.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations consolidate the regulations for both Islamic finance and conventional finance companies (\"Finance Company/ies\") and incorporate certain significant changes including changes to capital requirements and corporate governance, to also be followed by existing Finance Companies. We have set out below certain noteworthy features of these Regulations and a comparative table on the key changes from the Previous Regulations on subject.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>License Application</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">Pursuant to these Regulations, conducting financing activities in the UAE without a central bank license is prohibited. An application for such license must include the proposed scope of activities, a feasibility study illustrating the financial activities and products to be launched, estimated financial projections, risk factors, corporate structure, start-up costs, branches and a recruitment plan.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Another important requisite is for the applicant to provide an unconditional guarantee from a UAE Bank, in favour of the Central Bank for an amount equivalent to the minimum required paid-up capital. The License will be granted for a period of three years and may be renewable for the same period unless otherwise required by the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Any changes to the ownership of the Finance Company of 5% or more will require prior approval from the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Cancelling or Revoking a License</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The Central Bank has the discretion to approve or refuse the License application, but must notify applicants in writing with reasons in case there is a refusal. Licenses can also be amended, revoked or cancelled at the discretion of the Board. The Regulations set out instances when the license can be cancelled which include providing false/misleading information, risking interests of the potential customers, or if there is a bankruptcy order filed against the Finance Company.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">If a Finance Company wishes to cease operations it must apply to the Central Bank at least six months in advance providing the reasons for such a cessation or suspension.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">The Regulations also provide for penalties that will be imposed if such company does not follow the provisions of the Regulations including adhering to the anti-money laundering policies laid down by the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Permitted Activities</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">Article 10.1 of the Regulation details out the types of activities that are permitted, which are:</p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Retail finance,</li>\r\n 	<li dir=\"LTR\">mortgage finance,</li>\r\n 	<li dir=\"LTR\">wholesale finance,</li>\r\n 	<li dir=\"LTR\">pre-paid cards, and</li>\r\n 	<li dir=\"LTR\">distribution of third party products.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\">The Central Bank can review and amend this list from time to time.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Article 10 further sets out the do’s and dont’s in relation to the business of the Finance Company, certain key features are:</p>\r\n\r\n<ul>\r\n 	<li dir=\"LTR\">it can extend loans only to ‘Juridicial Persons’ (defined under Article 93 of the UAE Civil Transactions Law) and individuals in the UAE. However, it is prohibited from accepting deposits or loans from individuals.</li>\r\n 	<li dir=\"LTR\">it may accept deposits only from Juridicial Persons, subject to certain conditions laid out under Article 10.4 and also borrow from UAE banks, and may even receive foreign funding provided that its risk has been adequately hedged. In doing so it must not exceed 25% of the sum of total amount of its debt capital.</li>\r\n 	<li dir=\"LTR\">it must obtain a no objection letter from the Central Bank in order to provide any new product line from within activities specified in its license.</li>\r\n 	<li dir=\"LTR\">it may only participate in the share capital of brokerage companies, money exchanges, UAE banks and other Finance Companies. Any such single participation cannot exceed 10% of its debt capital and the aggregate participation must not exceed 25% of the debt capital.</li>\r\n 	<li dir=\"LTR\">It must obtain approval from the Central Bank in order to issue bonds or sukuks. Such bonds and sukuks shall only be denominated in UAE dirhams or US Dollars.</li>\r\n 	<li dir=\"LTR\">it is prohibited from financing a borrower which is not an entity incorporated in the UAE or its free zones, or a UAE resident, or where the mortgaged assets are not in the UAE.</li>\r\n 	<li dir=\"LTR\">it is prohibited from entering into the business of money exchange.</li>\r\n 	<li dir=\"LTR\">it must not purchase immovable properties unless for its own use or specific approval for the same has been obtained from the Central Bank. This rule does not apply to Islamic Finance Companies (IFC). IFCs may own property including immovable property and goods as part of an underlying financing contract with a borrower.</li>\r\n</ul>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Minimum Capital, Liquidity Requirements and Credit Exposure Restrictions</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The minimum paid-up capital for a Finance Company is 150 million UAE Dirhams. UAE national ownership of the Finance Company must comprise at least 60% of total paid-up capital. Finance Companies must also allocate at least 10% of annual net profits to establishing a statutory reserve until the reserve equals 50% of its paid-up capital.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">To withstand short-term liquidity stress, Finance Companies are required to hold an amount equivalent to 10% of their aggregate liabilities in liquid assets i.e. cash held in UAE bank, Certificates of deposit issued by the Central Bank held via a UAE bank, short term deposits with a UAE bank with maturity upto 30 days and UAE federal and local government bonds, which must not exceed 30% of the total liquid assets. For the purpose of calculating the 10% amount, a Finance Company may deduct from its aggregate liabilities, cash collateral, bank guarantees from UAE banks and sovereign guarantees.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">The credit exposure is considered ‘large’ if the value of such exposure to one borrower or group of related entities is 7% or more. The Regulations set out maximum exposure limits for different borrower types.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Organisational Structure, Composition and Policies of the Finance Company</strong></p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Founding shareholders - Founding shareholders must satisfy \"Fit and Proper\" criteria as defined by the Central Bank and their appointment must be in line with the Commercial Companies Law<strong>.</strong></li>\r\n 	<li dir=\"LTR\">Board of Directors - The board of directors of a Finance Company must have no fewer than five members. Atleast 60% of the board members of an IFC must have knowledge of the banking business or Islamic finance and banking business as the case may be. The Regulations provide for detailed selection processes and guidances in relation to the board of directors</li>\r\n 	<li dir=\"LTR\">Sharia’a Supervision Committee and other committees - An IFC must have a Sharia’a Supervision Committee, and its role must be laid out in the policies of the IFC. Finance Companies must also have a board committee and credit committee.</li>\r\n 	<li dir=\"LTR\">Senior Management – Finance Companies must comply with the ‘fit and proper‘ test set out by the Central Bank and must be professional who understands the business of finance and was experience of not less than 10 years in the field of finance. Person within the senior management cannot be a part of the board.</li>\r\n 	<li dir=\"LTR\">Corporate Governance - While the Regulations set out certain minimum requirements for corporate governance, Finance Companies are permitted to set out their own policies and framework for corporate governance (complying with the Regulations), however these must be approved by its board of directors and a copy of such policies must be provided to the Central Bank.</li>\r\n 	<li dir=\"LTR\">Internal Policies – the Regulations set out the requirements that need to be adhered to by Finance Companies and IFC with respect to its internal polices in relation to management, risk management, extension of credit, compliance, information technology, security, audit, remuneration, outsourcing, etc.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Other provisions</strong></p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Consumer Protection: the Name of the finance company must not include the words \"bank\", \"investment company\" or and other term which may mislead its customer. It must provide its customers with sufficient information regarding its products, etc. in order for them to be able to make an informed decision. The Finance Company must follow the Central Bank guidelines in relation to ‘Consumer Protection’.</li>\r\n 	<li dir=\"LTR\">Credit Reports - Every Finance Company must adhere to the credit reporting requirements of the Al Etihad Credit Bureau and other credit agencies to provide to and obtain information of the Borrower.</li>\r\n 	<li dir=\"LTR\">Accounting Standards - A Finance Company must implement all applicable International Accounting Standards/International Financial Reporting Standards and provide the Central Bank with two copies of signed audited financial statements, including external auditor reports, before 31st March every year. The Central Bank may require the Finance Company to appoint another auditor if the size and nature of the business of the Finance Company so requires.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Differences in the new Regulations from the Previous Regulations</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The 2018 Regulations are far more detailed in the nature of investments permitted, liquidity requirements, organisational structure to be followed, investor guidance; we have set out below certain differences in the provisions between the Previous Regulations and 2018 Regulations.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><img class=\"wp-image-7997 aligncenter\" src=\"http://www.tamimi.com/wp-content/uploads/2018/07/Screen-Shot-2018-07-31-at-5.23.26-PM.png\" alt=\"\" width=\"548\" height=\"507\" /></p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations apply to all Finance Companies. Accordingly companies licensed prior to the date of the issuance of these Regulations need to comply with the 2018 Regulations and are given a period not exceeding 3 years from the publication to conform. However, the Central Bank may amend the requirement of compliance within 3 years if it deems the finance company to be substantially in compliance with these Regulations. All existing Finance Companies will require to provide the Central Bank with a detailed adjustment plan to comply with the articles of these Regulations.</p>\r\nAl Tamimi &amp; Company’s Banking and Finance team regularly advises on the Finance Company Regulations. For further information please contact Mark Brown (m.brown@tamimi.com) or Maymoona Talib (m.talib@tamimi.com).|<p dir=\"LTR\" align=\"LEFT\"><img class=\"alignleft wp-image-7994 size-full\" src=\"http://www.tamimi.com/wp-content/uploads/2018/07/11.jpg\" alt=\"\" width=\"5472\" height=\"845\" />Amongst the several new laws and regulations being introduced in the UAE, the UAE Central Bank (\"Central Bank\") has on10 May 2018 issued new Finance Company Regulations (\"Regulations\" or \"2018 Regulations\") which are to come into effect one month after its publication.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations replace the previous finance company regulations issued in 1996 and finance companies regulations for companies conducting business as per Islamic sharia’a principles issued in 2004 (\"Previous Regulations\") and aim at providing a detailed regulatory framework for Finance Companies to operate and develop within the UAE and also covers in its ambit the framework for protecting the customers of such Finance Companies.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations consolidate the regulations for both Islamic finance and conventional finance companies (\"Finance Company/ies\") and incorporate certain significant changes including changes to capital requirements and corporate governance, to also be followed by existing Finance Companies. We have set out below certain noteworthy features of these Regulations and a comparative table on the key changes from the Previous Regulations on subject.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>License Application</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">Pursuant to these Regulations, conducting financing activities in the UAE without a central bank license is prohibited. An application for such license must include the proposed scope of activities, a feasibility study illustrating the financial activities and products to be launched, estimated financial projections, risk factors, corporate structure, start-up costs, branches and a recruitment plan.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Another important requisite is for the applicant to provide an unconditional guarantee from a UAE Bank, in favour of the Central Bank for an amount equivalent to the minimum required paid-up capital. The License will be granted for a period of three years and may be renewable for the same period unless otherwise required by the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Any changes to the ownership of the Finance Company of 5% or more will require prior approval from the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Cancelling or Revoking a License</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The Central Bank has the discretion to approve or refuse the License application, but must notify applicants in writing with reasons in case there is a refusal. Licenses can also be amended, revoked or cancelled at the discretion of the Board. The Regulations set out instances when the license can be cancelled which include providing false/misleading information, risking interests of the potential customers, or if there is a bankruptcy order filed against the Finance Company.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">If a Finance Company wishes to cease operations it must apply to the Central Bank at least six months in advance providing the reasons for such a cessation or suspension.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">The Regulations also provide for penalties that will be imposed if such company does not follow the provisions of the Regulations including adhering to the anti-money laundering policies laid down by the Central Bank.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Permitted Activities</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">Article 10.1 of the Regulation details out the types of activities that are permitted, which are:</p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Retail finance,</li>\r\n 	<li dir=\"LTR\">mortgage finance,</li>\r\n 	<li dir=\"LTR\">wholesale finance,</li>\r\n 	<li dir=\"LTR\">pre-paid cards, and</li>\r\n 	<li dir=\"LTR\">distribution of third party products.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\">The Central Bank can review and amend this list from time to time.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">Article 10 further sets out the do’s and dont’s in relation to the business of the Finance Company, certain key features are:</p>\r\n\r\n<ul>\r\n 	<li dir=\"LTR\">it can extend loans only to ‘Juridicial Persons’ (defined under Article 93 of the UAE Civil Transactions Law) and individuals in the UAE. However, it is prohibited from accepting deposits or loans from individuals.</li>\r\n 	<li dir=\"LTR\">it may accept deposits only from Juridicial Persons, subject to certain conditions laid out under Article 10.4 and also borrow from UAE banks, and may even receive foreign funding provided that its risk has been adequately hedged. In doing so it must not exceed 25% of the sum of total amount of its debt capital.</li>\r\n 	<li dir=\"LTR\">it must obtain a no objection letter from the Central Bank in order to provide any new product line from within activities specified in its license.</li>\r\n 	<li dir=\"LTR\">it may only participate in the share capital of brokerage companies, money exchanges, UAE banks and other Finance Companies. Any such single participation cannot exceed 10% of its debt capital and the aggregate participation must not exceed 25% of the debt capital.</li>\r\n 	<li dir=\"LTR\">It must obtain approval from the Central Bank in order to issue bonds or sukuks. Such bonds and sukuks shall only be denominated in UAE dirhams or US Dollars.</li>\r\n 	<li dir=\"LTR\">it is prohibited from financing a borrower which is not an entity incorporated in the UAE or its free zones, or a UAE resident, or where the mortgaged assets are not in the UAE.</li>\r\n 	<li dir=\"LTR\">it is prohibited from entering into the business of money exchange.</li>\r\n 	<li dir=\"LTR\">it must not purchase immovable properties unless for its own use or specific approval for the same has been obtained from the Central Bank. This rule does not apply to Islamic Finance Companies (IFC). IFCs may own property including immovable property and goods as part of an underlying financing contract with a borrower.</li>\r\n</ul>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Minimum Capital, Liquidity Requirements and Credit Exposure Restrictions</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The minimum paid-up capital for a Finance Company is 150 million UAE Dirhams. UAE national ownership of the Finance Company must comprise at least 60% of total paid-up capital. Finance Companies must also allocate at least 10% of annual net profits to establishing a statutory reserve until the reserve equals 50% of its paid-up capital.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">To withstand short-term liquidity stress, Finance Companies are required to hold an amount equivalent to 10% of their aggregate liabilities in liquid assets i.e. cash held in UAE bank, Certificates of deposit issued by the Central Bank held via a UAE bank, short term deposits with a UAE bank with maturity upto 30 days and UAE federal and local government bonds, which must not exceed 30% of the total liquid assets. For the purpose of calculating the 10% amount, a Finance Company may deduct from its aggregate liabilities, cash collateral, bank guarantees from UAE banks and sovereign guarantees.</p>\r\n<p dir=\"LTR\" align=\"LEFT\">The credit exposure is considered ‘large’ if the value of such exposure to one borrower or group of related entities is 7% or more. The Regulations set out maximum exposure limits for different borrower types.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Organisational Structure, Composition and Policies of the Finance Company</strong></p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Founding shareholders - Founding shareholders must satisfy \"Fit and Proper\" criteria as defined by the Central Bank and their appointment must be in line with the Commercial Companies Law<strong>.</strong></li>\r\n 	<li dir=\"LTR\">Board of Directors - The board of directors of a Finance Company must have no fewer than five members. Atleast 60% of the board members of an IFC must have knowledge of the banking business or Islamic finance and banking business as the case may be. The Regulations provide for detailed selection processes and guidances in relation to the board of directors</li>\r\n 	<li dir=\"LTR\">Sharia’a Supervision Committee and other committees - An IFC must have a Sharia’a Supervision Committee, and its role must be laid out in the policies of the IFC. Finance Companies must also have a board committee and credit committee.</li>\r\n 	<li dir=\"LTR\">Senior Management – Finance Companies must comply with the ‘fit and proper‘ test set out by the Central Bank and must be professional who understands the business of finance and was experience of not less than 10 years in the field of finance. Person within the senior management cannot be a part of the board.</li>\r\n 	<li dir=\"LTR\">Corporate Governance - While the Regulations set out certain minimum requirements for corporate governance, Finance Companies are permitted to set out their own policies and framework for corporate governance (complying with the Regulations), however these must be approved by its board of directors and a copy of such policies must be provided to the Central Bank.</li>\r\n 	<li dir=\"LTR\">Internal Policies – the Regulations set out the requirements that need to be adhered to by Finance Companies and IFC with respect to its internal polices in relation to management, risk management, extension of credit, compliance, information technology, security, audit, remuneration, outsourcing, etc.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Other provisions</strong></p>\r\n\r\n<ol>\r\n 	<li dir=\"LTR\">Consumer Protection: the Name of the finance company must not include the words \"bank\", \"investment company\" or and other term which may mislead its customer. It must provide its customers with sufficient information regarding its products, etc. in order for them to be able to make an informed decision. The Finance Company must follow the Central Bank guidelines in relation to ‘Consumer Protection’.</li>\r\n 	<li dir=\"LTR\">Credit Reports - Every Finance Company must adhere to the credit reporting requirements of the Al Etihad Credit Bureau and other credit agencies to provide to and obtain information of the Borrower.</li>\r\n 	<li dir=\"LTR\">Accounting Standards - A Finance Company must implement all applicable International Accounting Standards/International Financial Reporting Standards and provide the Central Bank with two copies of signed audited financial statements, including external auditor reports, before 31st March every year. The Central Bank may require the Finance Company to appoint another auditor if the size and nature of the business of the Finance Company so requires.</li>\r\n</ol>\r\n<p dir=\"LTR\" align=\"LEFT\"><strong>Differences in the new Regulations from the Previous Regulations</strong></p>\r\n<p dir=\"LTR\" align=\"LEFT\">The 2018 Regulations are far more detailed in the nature of investments permitted, liquidity requirements, organisational structure to be followed, investor guidance; we have set out below certain differences in the provisions between the Previous Regulations and 2018 Regulations.</p>\r\n<p dir=\"LTR\" align=\"LEFT\"><img class=\"wp-image-7997 alignnone\" src=\"http://www.tamimi.com/wp-content/uploads/2018/07/Screen-Shot-2018-07-31-at-5.23.26-PM.png\" alt=\"\" width=\"548\" height=\"507\" /></p>\r\n<p dir=\"LTR\" align=\"LEFT\">These Regulations apply to all Finance Companies. Accordingly companies licensed prior to the date of the issuance of these Regulations need to comply with the 2018 Regulations and are given a period not exceeding 3 years from the publication to conform. However, the Central Bank may amend the requirement of compliance within 3 years if it deems the finance company to be substantially in compliance with these Regulations. All existing Finance Companies will require to provide the Central Bank with a detailed adjustment plan to comply with the articles of these Regulations.</p>\r\nAl Tamimi &amp; Company’s Banking and Finance team regularly advises on the Finance Company Regulations. For further information please contact Mark Brown (m.brown@tamimi.com) or Maymoona Talib (m.talib@tamimi.com).'),
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(243865, 23871, 'ReportText', '<span style=\"color: #00578f;\"><strong>Bahrain’s new Law on the Protection of Personal Data was published on 19 July 2018, and will come into effect on 1 August 2019</strong>.</span>\r\n\r\nThe Law will require a variety of changes to the way businesses process personal data in Bahrain or about residents of Bahrain. Historically, data protection has not been a high priority topic for most businesses in Bahrain, with the limited exception of international entities subject to data protection requirements in other jurisdictions in which they operate. While the publication of the new Law provides a considerable lead-in period within which entities subject to the Law will need to comply, the fact that the Law creates criminal offences means that compliance is all the more important and should be treated as a high priority.\r\n\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Application</strong></span>\r\n\r\nBahrain’s Data Protection Law describes the legal protection of personal privacy as among the main constitutional rights of the person, and notes that it should be protected, particularly in the context of the increasing use of electronic/digital means for processing information. The Law applies to:\r\n<ul>\r\n 	<li>Every individual residing normally in Bahrain or having a workplace in Bahrain, and every legal person (corporate) having a place of business in the Kingdom of Bahrain; and</li>\r\n 	<li>Every individual not residing normally in Bahrain or having a workplace in Bahrain, and every legal person (corporate) not having a place of business in the Kingdom of Bahrain, where such persons are processing data using means available in Bahrain, except where such processing means are solely for the purpose of passing data through Bahrain.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Criminal provisions</strong></span>\r\n\r\nThe Law criminalises a variety of acts that would, at most, be the subject of administrative penalties in data protection laws elsewhere. Penalties generally comprise up to one year in prison and/or a fine of between BHD 1,000 and BHD 20,000 (between about USD 2,600 to about USD 53,000) (or a fine only in the case of corporate entities). The following are examples of activities that attract criminal penalties under the Law:\r\n<ul>\r\n 	<li>Processing sensitive personal data in violation of the provision specifying requirements for processing sensitive personal data;</li>\r\n 	<li>Transferring personal data outside Bahrain contrary to the provisions specifying requirements for transfers to jurisdictions that provide an adequate level of data protection, and associated exceptions;</li>\r\n 	<li>Processing personal data without notifying the new Data Protection Authority in accordance with the provision that sets out the obligation to notify the Authority before commencing any data processing activities (except where certain exceptions apply), or failing to update such notification to the Authority;</li>\r\n 	<li>Processing personal data contrary to the provision that requires prior authorization from the Authority before processing personal data in certain circumstances;</li>\r\n 	<li>Providing false or misleading information to the Authority or to a data subject, or withholding relevant information from the Authority, or otherwise hindering the Authority’s work; and</li>\r\n 	<li>Disclosing any data or information accessed due to work, or using the same for own benefit or for the benefit of others unreasonably and in violation of the provisions of this law.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Security considerations</strong></span>\r\n\r\nGenerally, the security of processing provisions, and the confidentiality provisions, appear to be fairly standard. Data controllers are required to apply technical and organizational measures capable of protecting personal data against unintentional or unauthorized destruction, accidental loss, unauthorized alteration, disclosure or access, or any other form of processing. The measures adopted need to be appropriate, bearing in mind the nature of the data in question and the risks associated with processing it.\r\n\r\nData controllers are required to engage only data processors who provide sufficient guarantees regarding the application of technical and organisational measures. Importantly, there is an obligation on data controllers to take steps to verify compliance with such measures, and to enter into a written contract with the data processor requiring that the data processor shall only process data in accordance with the instructions of the data controller, and in accordance with the data controller’s requirements with regard to security and confidentiality.\r\n\r\nThere does not appear to be any specific obligation to notify the Authority in the event of a data breach incident. It is possible that this level of detail might be addressed in the regulations, or that the Authority is expected to address breaches only in the event that they become aware of them, and when the circumstances indicate a breach of the obligation to use suitable technical and organizational security measures.\r\n\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Data Protection Supervisor</strong></span>\r\n\r\nThe Law contemplates a role of ‘Data Protection Supervisor’ (not a data protection officer type role) intended to act as an independent and impartial intermediary between the data controller and the Authority. The data protection supervisor will help the data controller fulfil its rights and obligations, and coordinate between the data controller and the Authority. It will also be required to verify the data controller’s processing in compliance with the law, alert the data controller to any apparent non-compliance to enable the issue to be addressed, and alert the Authority where such non-compliance has not been addressed within a specified timeframe.\r\n\r\nThe concept of a data protection supervisor has the potential to result in a whole new industry in the Bahrain market. The regulations setting out the requirements for the registration of data protection supervisors may shed greater light on what is anticipated, in terms of who might be able to fulfil such roles. The most natural development may be for the role to be filled by consulting/audit firms with expertise in data protection related issues.\r\n\r\n&nbsp;\r\n\r\n<em>Al Tamimi &amp; Company regularly advises on data protection issues across the Middle East. For further information about the new Data Protection Law in Bahrain, or assistance in ensuring compliance, please do not hesitate to contact us.</em>|<span style=\"color: #00578f;\"><strong>Bahrain’s new Law on the Protection of Personal Data was published on 19 July 2018, and will come into effect on 1 August 2019</strong>.</span>\r\n\r\nThe Law will require a variety of changes to the way businesses process personal data in Bahrain or about residents of Bahrain. Historically, data protection has not been a high priority topic for most businesses in Bahrain, with the limited exception of international entities subject to data protection requirements in other jurisdictions in which they operate. While the publication of the new Law provides a considerable lead-in period within which entities subject to the Law will need to comply, the fact that the Law creates criminal offences means that compliance is all the more important and should be treated as a high priority.\r\n\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Application</strong></span>\r\n\r\nBahrain’s Data Protection Law describes the legal protection of personal privacy as among the main constitutional rights of the person, and notes that it should be protected, particularly in the context of the increasing use of electronic/digital means for processing information. The Law applies to:\r\n<ul>\r\n 	<li>Every individual residing normally in Bahrain or having a workplace in Bahrain, and every legal person (corporate) having a place of business in the Kingdom of Bahrain; and</li>\r\n 	<li>Every individual not residing normally in Bahrain or having a workplace in Bahrain, and every legal person (corporate) not having a place of business in the Kingdom of Bahrain, where such persons are processing data using means available in Bahrain, except where such processing means are solely for the purpose of passing data through Bahrain.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Criminal provisions</strong></span>\r\n\r\nThe Law criminalises a variety of acts that would, at most, be the subject of administrative penalties in data protection laws elsewhere. Penalties generally comprise up to one year in prison and/or a fine of between BHD 1,000 and BHD 20,000 (between about USD 2,600 to about USD 53,000) (or a fine only in the case of corporate entities). The following are examples of activities that attract criminal penalties under the Law:\r\n<ul>\r\n 	<li>Processing sensitive personal data in violation of the provision specifying requirements for processing sensitive personal data;</li>\r\n 	<li>Transferring personal data outside Bahrain contrary to the provisions specifying requirements for transfers to jurisdictions that provide an adequate level of data protection, and associated exceptions;</li>\r\n 	<li>Processing personal data without notifying the new Data Protection Authority in accordance with the provision that sets out the obligation to notify the Authority before commencing any data processing activities (except where certain exceptions apply), or failing to update such notification to the Authority;</li>\r\n 	<li>Processing personal data contrary to the provision that requires prior authorization from the Authority before processing personal data in certain circumstances;</li>\r\n 	<li>Providing false or misleading information to the Authority or to a data subject, or withholding relevant information from the Authority, or otherwise hindering the Authority’s work; and</li>\r\n 	<li>Disclosing any data or information accessed due to work, or using the same for own benefit or for the benefit of others unreasonably and in violation of the provisions of this law.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Security considerations</strong></span>\r\n\r\nGenerally, the security of processing provisions, and the confidentiality provisions, appear to be fairly standard. Data controllers are required to apply technical and organizational measures capable of protecting personal data against unintentional or unauthorized destruction, accidental loss, unauthorized alteration, disclosure or access, or any other form of processing. The measures adopted need to be appropriate, bearing in mind the nature of the data in question and the risks associated with processing it.\r\n\r\nData controllers are required to engage only data processors who provide sufficient guarantees regarding the application of technical and organisational measures. Importantly, there is an obligation on data controllers to take steps to verify compliance with such measures, and to enter into a written contract with the data processor requiring that the data processor shall only process data in accordance with the instructions of the data controller, and in accordance with the data controller’s requirements with regard to security and confidentiality.\r\n\r\nThere does not appear to be any specific obligation to notify the Authority in the event of a data breach incident. It is possible that this level of detail might be addressed in the regulations, or that the Authority is expected to address breaches only in the event that they become aware of them, and when the circumstances indicate a breach of the obligation to use suitable technical and organizational security measures.\r\n\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Data Protection Supervisor</strong></span>\r\n\r\nThe Law contemplates a role of ‘Data Protection Supervisor’ (not a data protection officer type role) intended to act as an independent and impartial intermediary between the data controller and the Authority. The data protection supervisor will help the data controller fulfil its rights and obligations, and coordinate between the data controller and the Authority. It will also be required to verify the data controller’s processing in compliance with the law, alert the data controller to any apparent non-compliance to enable the issue to be addressed, and alert the Authority where such non-compliance has not been addressed within a specified timeframe.\r\n\r\nThe concept of a data protection supervisor has the potential to result in a whole new industry in the Bahrain market. The regulations setting out the requirements for the registration of data protection supervisors may shed greater light on what is anticipated, in terms of who might be able to fulfil such roles. The most natural development may be for the role to be filled by consulting/audit firms with expertise in data protection related issues.\r\n\r\n&nbsp;\r\n\r\n<em>Al Tamimi &amp; Company regularly advises on data protection issues across the Middle East. For further information about the new Data Protection Law in Bahrain, or assistance in ensuring compliance, please do not hesitate to contact us.</em>\r\n\r\n&nbsp;\r\n\r\nNick O\'Connell, Partner, TMT - <a href=\"mailto:n.oconnell@tamimi.com\">n.oconnell@tamimi.com</a>\r\nFoutoun Hajjar, Partner, Head of Office - Bahrain - <a href=\"mailto:f.hajjar@tamimi.com\">f.hajjar@tamimi.com</a>\r\nCamelia Quinnell, Senior Data Protection Adviser, TMT - <a href=\"mailto:c.quinnell@tamimi.com\">c.quinnell@tamimi.com</a>'),
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(288536, 27774, 'MetaValueNew', 'The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.\r\n\r\nAl Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>1. COLLECTION OF PERSONAL INFORMATION</strong></p>\r\nWe may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\n\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.\r\n\r\nBy providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.\r\n\r\nIn addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)\r\n\r\nWe seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>2. PURPOSES</strong></p>\r\nWe will only use your personal information for our legitimate business purposes, including:\r\n<p style=\"padding-left: 30px;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</p>\r\nIf we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>3. CLIENT RELATIONSHIP MANAGEMENT</strong></p>\r\nWe operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.\r\n\r\nIf you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a href=\"mailto:ctg@tamimi.com\">ctg@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>4. SHARING YOUR INFORMATION</strong></p>\r\nWe may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.\r\n\r\nIf you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).\r\n\r\nIn relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</strong></p>\r\nIt may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.\r\n\r\nThe level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>6. YOUR RIGHTS</strong></p>\r\nUnder certain circumstances, you have the following rights:\r\n\r\na. <strong>Access and Accuracy</strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong>Erasure or Blocking</strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong>Objecting</strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong>Porting</strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong>Complaints</strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong>Withdraw consent</strong>: when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.\r\n\r\nIf you would like to exercise any of the above rights, please contact us at compliance@tamimi.com.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>7. CONFIDENTIALITY</strong></p>\r\nThe information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>8. INFORMATION SECURITY</strong></p>\r\nWe have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>9. COOKIES</strong></p>\r\nCookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.\r\n\r\nSpecifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).\r\n\r\n&nbsp;\r\n\r\n<strong>10. CHANGES TO THIS NOTICE</strong>\r\n\r\nWe may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.\r\n\r\n&nbsp;\r\n\r\n<strong>11. CONTACT INFORMATION</strong>\r\n\r\nIf you have any questions about this privacy notice, or our processing of your personal information, please contact us on <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.'),
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(288393, 27763, 'MetaValueOld', 'The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.\r\n\r\nAl Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>1. COLLECTION OF PERSONAL INFORMATION</strong></p>\r\nWe may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.\r\n\r\nBy providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.\r\n\r\nIn addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)\r\n\r\nWe seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>2. PURPOSES</strong></p>\r\nWe will only use your personal information for our legitimate business purposes, including:\r\n<p style=\"padding-left: 30px;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</p>\r\nIf we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>3. CLIENT RELATIONSHIP MANAGEMENT</strong></p>\r\nWe operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.\r\n\r\nIf you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a href=\"mailto:ctg@tamimi.com\">ctg@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>4. SHARING YOUR INFORMATION</strong></p>\r\nWe may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.\r\n\r\nIf you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).\r\n\r\nIn relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</strong></p>\r\nIt may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.\r\n\r\nThe level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>6. YOUR RIGHTS</strong></p>\r\nUnder certain circumstances, you have the following rights:\r\n<p style=\"padding-left: 30px;\">a. <strong>Access and Accuracy</strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong>Erasure or Blocking</strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong>Objecting</strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong>Porting</strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong>Complaints</strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong>Withdraw consent</strong> – when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.</p>\r\nIf you would like to exercise any of the above rights, please contact us at <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>7. CONFIDENTIALITY</strong></p>\r\nThe information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>8. INFORMATION SECURITY</strong></p>\r\nWe have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>9. COOKIES</strong></p>\r\nCookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.\r\n\r\nSpecifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>10. CHANGES TO THIS NOTICE</strong></p>\r\nWe may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>11. CONTACT INFORMATION</strong></p>\r\nIf you have any questions about this privacy notice, or our processing of your personal information, please contact us on <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.'),
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(288540, 27774, 'ReportText', 'The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.\r\n\r\nAl Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.\r\n<p style=\"padding-left: 30px;\"></p>\r\n<p style=\"padding-left: 30px;\"><strong>1. COLLECTION OF PERSONAL INFORMATION</strong></p>\r\nWe may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\n\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.\r\n\r\nBy providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.\r\n\r\nIn addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)\r\n\r\nWe seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>2. PURPOSES</strong></p>\r\nWe will only use your personal information for our legitimate business purposes, including:\r\n<p style=\"padding-left: 30px;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</p>\r\nIf we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>3. CLIENT RELATIONSHIP MANAGEMENT</strong></p>\r\nWe operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.\r\n\r\nIf you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a href=\"mailto:ctg@tamimi.com\">ctg@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>4. SHARING YOUR INFORMATION</strong></p>\r\nWe may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.\r\n\r\nIf you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).\r\n\r\nIn relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</strong></p>\r\nIt may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.\r\n\r\nThe level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>6. YOUR RIGHTS</strong></p>\r\nUnder certain circumstances, you have the following rights:\r\n\r\na. <strong>Access and Accuracy</strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong>Erasure or Blocking</strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong>Objecting</strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong>Porting</strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong>Complaints</strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong>Withdraw consent</strong>: when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.\r\n\r\nIf you would like to exercise any of the above rights, please contact us at compliance@tamimi.com.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>7. CONFIDENTIALITY</strong></p>\r\nThe information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>8. INFORMATION SECURITY</strong></p>\r\nWe have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>9. COOKIES</strong></p>\r\nCookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.\r\n\r\nSpecifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).\r\n\r\n&nbsp;\r\n\r\n<strong>10. CHANGES TO THIS NOTICE</strong>\r\n\r\nWe may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.\r\n\r\n&nbsp;\r\n\r\n<strong>11. CONTACT INFORMATION</strong>\r\n\r\nIf you have any questions about this privacy notice, or our processing of your personal information, please contact us on <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.|The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.\r\n\r\nAl Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>1. COLLECTION OF PERSONAL INFORMATION</strong></p>\r\nWe may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\n\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.\r\n\r\nBy providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.\r\n\r\nIn addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)\r\n\r\nWe seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>2. PURPOSES</strong></p>\r\nWe will only use your personal information for our legitimate business purposes, including:\r\n<p style=\"padding-left: 30px;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</p>\r\nIf we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>3. CLIENT RELATIONSHIP MANAGEMENT</strong></p>\r\nWe operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.\r\n\r\nIf you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a href=\"mailto:ctg@tamimi.com\">ctg@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>4. SHARING YOUR INFORMATION</strong></p>\r\nWe may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.\r\n\r\nIf you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).\r\n\r\nIn relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</strong></p>\r\nIt may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.\r\n\r\nThe level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>6. YOUR RIGHTS</strong></p>\r\nUnder certain circumstances, you have the following rights:\r\n\r\na. <strong>Access and Accuracy</strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong>Erasure or Blocking</strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong>Objecting</strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong>Porting</strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong>Complaints</strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong>Withdraw consent</strong>: when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.\r\n\r\nIf you would like to exercise any of the above rights, please contact us at compliance@tamimi.com.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>7. CONFIDENTIALITY</strong></p>\r\nThe information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>8. INFORMATION SECURITY</strong></p>\r\nWe have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>9. COOKIES</strong></p>\r\nCookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.\r\n\r\nSpecifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).\r\n\r\n&nbsp;\r\n\r\n<strong>10. CHANGES TO THIS NOTICE</strong>\r\n\r\nWe may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.\r\n\r\n&nbsp;\r\n\r\n<strong>11. CONTACT INFORMATION</strong>\r\n\r\nIf you have any questions about this privacy notice, or our processing of your personal information, please contact us on <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.'),
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In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">1. COLLECTION OF PERSONAL INFORMATION</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">By providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">In addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">2. PURPOSES</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We will only use your personal information for our legitimate business purposes, including:</span>\r\n<p style=\"padding-left: 30px;\"><span style=\"color: #333333; font-family: \'Georgia\',serif;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</span></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">3. CLIENT RELATIONSHIP MANAGEMENT</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a>ctg@tamimi.com</a>.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">4. SHARING YOUR INFORMATION</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">In relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">It may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">The level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">6. YOUR RIGHTS</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Under certain circumstances, you have the following rights:</span>\r\n<p style=\"padding-left: 30px;\"><span style=\"color: #333333; font-family: \'Georgia\',serif;\">a. <strong><span style=\"font-family: \'Georgia\',serif;\">Access and Accuracy</span></strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong><span style=\"font-family: \'Georgia\',serif;\">Erasure or Blocking</span></strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong><span style=\"font-family: \'Georgia\',serif;\">Objecting</span></strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong><span style=\"font-family: \'Georgia\',serif;\">Porting</span></strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong><span style=\"font-family: \'Georgia\',serif;\">Complaints</span></strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong><span style=\"font-family: \'Georgia\',serif;\">Withdraw consent</span></strong> – when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.</span></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you would like to exercise any of the above rights, please contact us at compliance@tamimi.com.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">7. CONFIDENTIALITY</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">The information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">8. INFORMATION SECURITY</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">9. COOKIES</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Cookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Specifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">10. CHANGES TO THIS NOTICE</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">11. CONTACT INFORMATION</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you have any questions about this privacy notice, or our processing of your personal information, please contact us on compliance@tamimi.com.</span>'),
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(288474, 27769, 'ReportText', '<span style=\"color: #333333; font-family: \'Georgia\',serif;\">The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Al Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">1. COLLECTION OF PERSONAL INFORMATION</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">By providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">In addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">2. PURPOSES</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We will only use your personal information for our legitimate business purposes, including:</span>\r\n<p style=\"padding-left: 30px;\"><span style=\"color: #333333; font-family: \'Georgia\',serif;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</span></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">3. CLIENT RELATIONSHIP MANAGEMENT</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a>ctg@tamimi.com</a>.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">4. SHARING YOUR INFORMATION</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">In relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">It may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">The level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">6. YOUR RIGHTS</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Under certain circumstances, you have the following rights:</span>\r\n<p style=\"padding-left: 30px;\"><span style=\"color: #333333; font-family: \'Georgia\',serif;\">a. <strong><span style=\"font-family: \'Georgia\',serif;\">Access and Accuracy</span></strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong><span style=\"font-family: \'Georgia\',serif;\">Erasure or Blocking</span></strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong><span style=\"font-family: \'Georgia\',serif;\">Objecting</span></strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong><span style=\"font-family: \'Georgia\',serif;\">Porting</span></strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong><span style=\"font-family: \'Georgia\',serif;\">Complaints</span></strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong><span style=\"font-family: \'Georgia\',serif;\">Withdraw consent</span></strong> – when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.</span></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you would like to exercise any of the above rights, please contact us at compliance@tamimi.com.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">7. CONFIDENTIALITY</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">The information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">8. INFORMATION SECURITY</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">9. COOKIES</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Cookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Specifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">10. CHANGES TO THIS NOTICE</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">11. CONTACT INFORMATION</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you have any questions about this privacy notice, or our processing of your personal information, please contact us on compliance@tamimi.com.</span>|The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.\r\n\r\nAl Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.\r\n<p style=\"padding-left: 30px;\"></p>\r\n<p style=\"padding-left: 30px;\"><strong>1. COLLECTION OF PERSONAL INFORMATION</strong></p>\r\nWe may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\n\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.\r\n\r\nBy providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.\r\n\r\nIn addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)\r\n\r\nWe seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>2. PURPOSES</strong></p>\r\nWe will only use your personal information for our legitimate business purposes, including:\r\n<p style=\"padding-left: 30px;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</p>\r\nIf we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>3. CLIENT RELATIONSHIP MANAGEMENT</strong></p>\r\nWe operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.\r\n\r\nIf you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a href=\"mailto:ctg@tamimi.com\">ctg@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>4. SHARING YOUR INFORMATION</strong></p>\r\nWe may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.\r\n\r\nIf you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).\r\n\r\nIn relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</strong></p>\r\nIt may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.\r\n\r\nThe level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>6. YOUR RIGHTS</strong></p>\r\nUnder certain circumstances, you have the following rights:\r\n\r\na. <strong>Access and Accuracy</strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong>Erasure or Blocking</strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong>Objecting</strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong>Porting</strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong>Complaints</strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong>Withdraw consent</strong>: when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.\r\n\r\nIf you would like to exercise any of the above rights, please contact us at compliance@tamimi.com.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>7. CONFIDENTIALITY</strong></p>\r\nThe information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>8. INFORMATION SECURITY</strong></p>\r\nWe have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>9. COOKIES</strong></p>\r\nCookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.\r\n\r\nSpecifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).\r\n\r\n&nbsp;\r\n\r\n<strong>10. CHANGES TO THIS NOTICE</strong>\r\n\r\nWe may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.\r\n\r\n&nbsp;\r\n\r\n<strong>11. CONTACT INFORMATION</strong>\r\n\r\nIf you have any questions about this privacy notice, or our processing of your personal information, please contact us on <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.');
INSERT INTO `tm_wsal_metadata` (`id`, `occurrence_id`, `name`, `value`) VALUES
(288537, 27774, 'MetaValueOld', 'The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.\r\n\r\nAl Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.\r\n<p style=\"padding-left: 30px;\"></p>\r\n<p style=\"padding-left: 30px;\"><strong>1. COLLECTION OF PERSONAL INFORMATION</strong></p>\r\nWe may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\n\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.\r\n\r\nBy providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.\r\n\r\nIn addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)\r\n\r\nWe seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>2. PURPOSES</strong></p>\r\nWe will only use your personal information for our legitimate business purposes, including:\r\n<p style=\"padding-left: 30px;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</p>\r\nIf we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>3. CLIENT RELATIONSHIP MANAGEMENT</strong></p>\r\nWe operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.\r\n\r\nIf you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a href=\"mailto:ctg@tamimi.com\">ctg@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>4. SHARING YOUR INFORMATION</strong></p>\r\nWe may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.\r\n\r\nIf you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).\r\n\r\nIn relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</strong></p>\r\nIt may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.\r\n\r\nThe level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>6. YOUR RIGHTS</strong></p>\r\nUnder certain circumstances, you have the following rights:\r\n\r\na. <strong>Access and Accuracy</strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong>Erasure or Blocking</strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong>Objecting</strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong>Porting</strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong>Complaints</strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong>Withdraw consent</strong>: when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.\r\n\r\nIf you would like to exercise any of the above rights, please contact us at compliance@tamimi.com.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>7. CONFIDENTIALITY</strong></p>\r\nThe information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>8. INFORMATION SECURITY</strong></p>\r\nWe have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>9. COOKIES</strong></p>\r\nCookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.\r\n\r\nSpecifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).\r\n\r\n&nbsp;\r\n\r\n<strong>10. CHANGES TO THIS NOTICE</strong>\r\n\r\nWe may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.\r\n\r\n&nbsp;\r\n\r\n<strong>11. CONTACT INFORMATION</strong>\r\n\r\nIf you have any questions about this privacy notice, or our processing of your personal information, please contact us on <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.'),
(288579, 27777, 'MetaValueOld', 'The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.\r\n\r\nAl Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>1. COLLECTION OF PERSONAL INFORMATION</strong></p>\r\nWe may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\n\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.\r\n\r\nBy providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.\r\n\r\nIn addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)\r\n\r\nWe seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>2. PURPOSES</strong></p>\r\nWe will only use your personal information for our legitimate business purposes, including:\r\n<p style=\"padding-left: 30px;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</p>\r\nIf we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>3. CLIENT RELATIONSHIP MANAGEMENT</strong></p>\r\nWe operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.\r\n\r\nIf you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a href=\"mailto:ctg@tamimi.com\">ctg@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>4. SHARING YOUR INFORMATION</strong></p>\r\nWe may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.\r\n\r\nIf you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).\r\n\r\nIn relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</strong></p>\r\nIt may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.\r\n\r\nThe level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>6. YOUR RIGHTS</strong></p>\r\nUnder certain circumstances, you have the following rights:\r\n\r\na. <strong>Access and Accuracy</strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong>Erasure or Blocking</strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong>Objecting</strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong>Porting</strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong>Complaints</strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong>Withdraw consent</strong>: when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.\r\n\r\nIf you would like to exercise any of the above rights, please contact us at compliance@tamimi.com.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>7. CONFIDENTIALITY</strong></p>\r\nThe information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>8. INFORMATION SECURITY</strong></p>\r\nWe have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>9. COOKIES</strong></p>\r\nCookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.\r\n\r\nSpecifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).\r\n\r\n&nbsp;\r\n\r\n<strong>10. CHANGES TO THIS NOTICE</strong>\r\n\r\nWe may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.\r\n\r\n&nbsp;\r\n\r\n<strong>11. CONTACT INFORMATION</strong>\r\n\r\nIf you have any questions about this privacy notice, or our processing of your personal information, please contact us on <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.'),
(287652, 27701, 'PostDate', '2017-10-12 16:21:53'),
(287653, 27701, 'PostUrl', 'https://www.tamimi.com/careers/'),
(287654, 27701, 'EditorLinkPost', 'https://www.tamimi.com/wp-admin/post.php?post=3863&amp;action=edit'),
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(287664, 27702, 'PostDate', '2017-10-17 18:40:07'),
(287665, 27702, 'PostUrl', 'https://www.tamimi.com/find-us/'),
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(288396, 27763, 'ReportText', 'The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.\r\n\r\nAl Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>1. COLLECTION OF PERSONAL INFORMATION</strong></p>\r\nWe may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.\r\n\r\nBy providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.\r\n\r\nIn addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)\r\n\r\nWe seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>2. PURPOSES</strong></p>\r\nWe will only use your personal information for our legitimate business purposes, including:\r\n<p style=\"padding-left: 30px;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</p>\r\nIf we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>3. CLIENT RELATIONSHIP MANAGEMENT</strong></p>\r\nWe operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.\r\n\r\nIf you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a href=\"mailto:ctg@tamimi.com\">ctg@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>4. SHARING YOUR INFORMATION</strong></p>\r\nWe may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.\r\n\r\nIf you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).\r\n\r\nIn relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</strong></p>\r\nIt may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.\r\n\r\nThe level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>6. YOUR RIGHTS</strong></p>\r\nUnder certain circumstances, you have the following rights:\r\n<p style=\"padding-left: 30px;\">a. <strong>Access and Accuracy</strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong>Erasure or Blocking</strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong>Objecting</strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong>Porting</strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong>Complaints</strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong>Withdraw consent</strong> – when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.</p>\r\nIf you would like to exercise any of the above rights, please contact us at <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>7. CONFIDENTIALITY</strong></p>\r\nThe information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>8. INFORMATION SECURITY</strong></p>\r\nWe have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>9. COOKIES</strong></p>\r\nCookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.\r\n\r\nSpecifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>10. CHANGES TO THIS NOTICE</strong></p>\r\nWe may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.\r\n\r\n&nbsp;\r\n<p style=\"padding-left: 30px;\"><strong>11. CONTACT INFORMATION</strong></p>\r\nIf you have any questions about this privacy notice, or our processing of your personal information, please contact us on <a href=\"mailto:compliance@tamimi.com\">compliance@tamimi.com</a>.|<span style=\"color: #333333; font-family: \'Georgia\',serif;\">The website <a href=\"https://www.tamimi.com/\">www.tamimi.com</a> is operated by Al Tamimi &amp; Company Limited (DIFC Commercial Licence No. CL0155 of Building 4, 6th Floor, Dubai International Financial Centre, Dubai, United Arab Emirates; “Al Tamimi &amp; Company”, “we”, “us”, “our”), for and on behalf of the various entities operating as part of the Al Tamimi law firm across the Middle East, as further specified <a href=\"https://www.tamimi.com/wp-content/uploads/2018/05/Privacy-Policy-Entities.pdf\">here</a>.  Al Tamimi &amp; Company is the data controller of any personal information provided to us, via this website or otherwise.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Al Tamimi &amp; Company is committed to respecting your privacy. In this privacy notice, we describe how we collect and use your personal information, and the rights you have in relation to such information.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">1. COLLECTION OF PERSONAL INFORMATION</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We may collect personal information from you through your use of the website, when you request information from us, when you engage us for legal services, or as a result of your relationship with any of our clients.\r\nWe may request, and collect from you, personal information and other information. Depending on the information or services you request, we may ask you to provide your name, phone numbers, address, email address, passport details, and other such personal information.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">By providing us with any personal information, you are consenting to the use of your personal information as contemplated in this privacy notice. If you do not want us to use your personal information for any of these purposes, please do not provide us with your personal information.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">In addition to the personal information you knowingly provide to us, we collect, via the website, the domain names and IP addresses of visitors, along with usage statistics relating to the websites. (We do not collect personally identifiable information about your online activities over time or across third party websites or online services.)</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We seek to retain your personal information only for as long as is reasonably necessary for the purposes for which it was collected – or as otherwise required by applicable law.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">2. PURPOSES</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We will only use your personal information for our legitimate business purposes, including:</span>\r\n<p style=\"padding-left: 30px;\"><span style=\"color: #333333; font-family: \'Georgia\',serif;\">(a)                 to process and respond to inquiries, and provide our services;\r\n(b)                 to manage our relationship with you and our clients;\r\n(c)                 to market our services;\r\n(d)                 to compile anonymous statistics, such as website usage statistics and statistics on the effectiveness of invitations and other emails; and\r\n(e)                 where otherwise required by law.</span></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If we re-organise our business, we may need to transfer your personal information to other group entities or to third parties.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">3. CLIENT RELATIONSHIP MANAGEMENT</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We operate a Client Relationship Management email mailing list program, which we use to inform clients and other contacts about our services, including our publications and events. Such marketing messages may contain tracking technologies in order to track subscriber activity relating to engagement, demographics and other data, and to build subscriber profiles.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you would like to cease receiving marketing materials from us at any time, please let our CRM management team know directly. You can also change your preferences for receiving our marketing emails and legal updates from us at any time, and you can unsubscribe by following the instructions specified in our marketing emails or via the websites. Please update your details via this <a href=\"https://www.tamimi.com/find-us/subscribe/\">link</a>, or otherwise contact our CRM management team by email at <a>ctg@tamimi.com</a>.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">4. SHARING YOUR INFORMATION</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We may disclose your personal information to a recipient (i) for the purposes of outsourcing one or more of the purposes-related functions described above; (ii) to confirm or update information provided by you; (iii) to inform you of events, information about our services, and other important information, or (iv) for other purposes disclosed at or before the time the information is collected.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you tell us you wish to attend an event, your name and organization may appear on a list which we provide to other delegates at the event. We also take photographs and video of our events, and this may result in your image being captured and used in the course of reporting on the event (e.g. via social media or other means).</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">In relation to any other third parties we will only disclose your information where you have given your consent or where we are required to do so by law, or where it is necessary for the purpose of, or in connection with legal proceedings or in order to exercise or defend legal rights.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">5. CROSS-BORDER TRANSFER OF YOUR INFORMATION</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">It may sometimes be necessary for us to share your personal information with other Al Tamimi offices around the Middle East region (currently, in Bahrain, Egypt, Iraq, Jordan, Kuwait, Oman, Qatar, Saudi Arabia and the United Arab Emirates) – or for such Al Tamimi offices to share your information with Al Tamimi &amp; Company in the DIFC. It may also be necessary for us to share your personal information with associated professional services firms around the world, who provide services to us or on our behalf. This will entail a transfer of personal information from within the Dubai International Financial Centre to recipients outside the DIFC, and vice versa.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">The level of personal information protection in locations outside DIFC may be less than that offered within the DIFC or the country in which you reside and may not be recognized as providing an adequate level of protection, but we have procedures in place to ensure the protection of personal information. These procedures include putting steps in place to ensure that all such entities keep your personal information confidential and secure and only use it for the purposes that we have specified and communicated to you. When we transfer your information to other countries, we will use, share and safeguard that information as described in this privacy notice. We only transfer personal information to these countries, with your consent, when it is necessary for the services we provide you, or subject to appropriate safeguards that assure the protection of your personal information, such as standard contractual clauses.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n<p style=\"padding-left: 30px;\"><strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">6. YOUR RIGHTS</span></strong></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Under certain circumstances, you have the following rights:</span>\r\n<p style=\"padding-left: 30px;\"><span style=\"color: #333333; font-family: \'Georgia\',serif;\">a. <strong><span style=\"font-family: \'Georgia\',serif;\">Access and Accuracy</span></strong>: the right to ask us to provide you, or a third party, with copies of the personal information we hold about you at any time and to be informed of the contents and origin, verify its accuracy, or else request that such information be supplemented, updated or rectified in accordance with the applicable law;\r\nb. <strong><span style=\"font-family: \'Georgia\',serif;\">Erasure or Blocking</span></strong>: the right to request erasure, anonymisation or blocking of your personal information that is processed in breach of the law;\r\nc. <strong><span style=\"font-family: \'Georgia\',serif;\">Objecting</span></strong>: the right to object on legitimate grounds to the processing of your personal information. In certain circumstances we may not be able to stop using your personal information, if that is the case, we’ll let you know why;\r\nd. <strong><span style=\"font-family: \'Georgia\',serif;\">Porting</span></strong>: the right to request that some of your personal information is provided to you, or to another data controller, in a commonly used, machine-readable format;\r\ne. <strong><span style=\"font-family: \'Georgia\',serif;\">Complaints</span></strong>: if you believe that your data protection rights may have been breached, you have the right to lodge a complaint to the applicable supervisory or data protection authority; and\r\nf. <strong><span style=\"font-family: \'Georgia\',serif;\">Withdraw consent</span></strong> – when personal information is processed on the basis of consent an individual may withdraw consent at any time. In the event that you no longer want to receive any marketing material from us, please use the unsubscribe option (which is in all of our marketing emails to you), or contact us on the details set out below.</span></p>\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you would like to exercise any of the above rights, please contact us at compliance@tamimi.com.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">7. CONFIDENTIALITY</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">The information you provide may be confidential, and we will maintain such confidentiality and protect your information in accordance with this privacy notice, our professional obligations and applicable law. We do not sell, rent, distribute, or otherwise make, personal information commercially available to any third party. We may share information with our service providers for the purposes set out in this privacy notice.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">8. INFORMATION SECURITY</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We have implemented reasonable administrative, technical and physical measures to protect your personal information against loss, misuse and alteration.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">9. COOKIES</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Cookies are small files that are sent to a computer’s hard drive by a web server, enabling a website to remember who you are. Information from cookies may include information relating to your use of our websites, information about your computer (such as IP address and browser type), and demographic data.  We use cookies to improve our website.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">Specifically, we use Google Analytics, and other similar products to track unique visitors to our website (storing a unique visitor ID, the date and time of first visit, the time their current visit started and the total number of visits they have made); to register session details (so as to attribute visit information, including conversions and transactions to a traffic source); and to register that a website visit has ended and the browser closed. Most internet browsers have a mechanism notifying you when you receive a new cookie, and telling you how to reject new cookies or disable cookies altogether (if you wish to do so).</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">10. CHANGES TO THIS NOTICE</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">We may change this privacy notice from time to time, and your continued use of this website or our services indicates your consent to the changes to the privacy notice. We will re-date the notice to show when there were any material changes.</span>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\"> </span>\r\n\r\n<strong><span style=\"color: #333333; font-family: \'Georgia\',serif;\">11. CONTACT INFORMATION</span></strong>\r\n\r\n<span style=\"color: #333333; font-family: \'Georgia\',serif;\">If you have any questions about this privacy notice, or our processing of your personal information, please contact us on compliance@tamimi.com.</span>'),
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(243862, 23871, 'MetaValueOld', '<span style=\"color: #00578f;\"><strong>Bahrain’s new Law on the Protection of Personal Data was published on 19 July 2018, and will come into effect on 1 August 2019</strong>.</span>\r\n\r\nThe Law will require a variety of changes to the way businesses process personal data in Bahrain or about residents of Bahrain. Historically, data protection has not been a high priority topic for most businesses in Bahrain, with the limited exception of international entities subject to data protection requirements in other jurisdictions in which they operate. While the publication of the new Law provides a considerable lead-in period within which entities subject to the Law will need to comply, the fact that the Law creates criminal offences means that compliance is all the more important and should be treated as a high priority.\r\n\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Application</strong></span>\r\n\r\nBahrain’s Data Protection Law describes the legal protection of personal privacy as among the main constitutional rights of the person, and notes that it should be protected, particularly in the context of the increasing use of electronic/digital means for processing information. The Law applies to:\r\n<ul>\r\n 	<li>Every individual residing normally in Bahrain or having a workplace in Bahrain, and every legal person (corporate) having a place of business in the Kingdom of Bahrain; and</li>\r\n 	<li>Every individual not residing normally in Bahrain or having a workplace in Bahrain, and every legal person (corporate) not having a place of business in the Kingdom of Bahrain, where such persons are processing data using means available in Bahrain, except where such processing means are solely for the purpose of passing data through Bahrain.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Criminal provisions</strong></span>\r\n\r\nThe Law criminalises a variety of acts that would, at most, be the subject of administrative penalties in data protection laws elsewhere. Penalties generally comprise up to one year in prison and/or a fine of between BHD 1,000 and BHD 20,000 (between about USD 2,600 to about USD 53,000) (or a fine only in the case of corporate entities). The following are examples of activities that attract criminal penalties under the Law:\r\n<ul>\r\n 	<li>Processing sensitive personal data in violation of the provision specifying requirements for processing sensitive personal data;</li>\r\n 	<li>Transferring personal data outside Bahrain contrary to the provisions specifying requirements for transfers to jurisdictions that provide an adequate level of data protection, and associated exceptions;</li>\r\n 	<li>Processing personal data without notifying the new Data Protection Authority in accordance with the provision that sets out the obligation to notify the Authority before commencing any data processing activities (except where certain exceptions apply), or failing to update such notification to the Authority;</li>\r\n 	<li>Processing personal data contrary to the provision that requires prior authorization from the Authority before processing personal data in certain circumstances;</li>\r\n 	<li>Providing false or misleading information to the Authority or to a data subject, or withholding relevant information from the Authority, or otherwise hindering the Authority’s work; and</li>\r\n 	<li>Disclosing any data or information accessed due to work, or using the same for own benefit or for the benefit of others unreasonably and in violation of the provisions of this law.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Security considerations</strong></span>\r\n\r\nGenerally, the security of processing provisions, and the confidentiality provisions, appear to be fairly standard. Data controllers are required to apply technical and organizational measures capable of protecting personal data against unintentional or unauthorized destruction, accidental loss, unauthorized alteration, disclosure or access, or any other form of processing. The measures adopted need to be appropriate, bearing in mind the nature of the data in question and the risks associated with processing it.\r\n\r\nData controllers are required to engage only data processors who provide sufficient guarantees regarding the application of technical and organisational measures. Importantly, there is an obligation on data controllers to take steps to verify compliance with such measures, and to enter into a written contract with the data processor requiring that the data processor shall only process data in accordance with the instructions of the data controller, and in accordance with the data controller’s requirements with regard to security and confidentiality.\r\n\r\nThere does not appear to be any specific obligation to notify the Authority in the event of a data breach incident. It is possible that this level of detail might be addressed in the regulations, or that the Authority is expected to address breaches only in the event that they become aware of them, and when the circumstances indicate a breach of the obligation to use suitable technical and organizational security measures.\r\n\r\n&nbsp;\r\n\r\n<span style=\"color: #00578f;\"><strong>Data Protection Supervisor</strong></span>\r\n\r\nThe Law contemplates a role of ‘Data Protection Supervisor’ (not a data protection officer type role) intended to act as an independent and impartial intermediary between the data controller and the Authority. The data protection supervisor will help the data controller fulfil its rights and obligations, and coordinate between the data controller and the Authority. It will also be required to verify the data controller’s processing in compliance with the law, alert the data controller to any apparent non-compliance to enable the issue to be addressed, and alert the Authority where such non-compliance has not been addressed within a specified timeframe.\r\n\r\nThe concept of a data protection supervisor has the potential to result in a whole new industry in the Bahrain market. The regulations setting out the requirements for the registration of data protection supervisors may shed greater light on what is anticipated, in terms of who might be able to fulfil such roles. The most natural development may be for the role to be filled by consulting/audit firms with expertise in data protection related issues.\r\n\r\n&nbsp;\r\n\r\n<em>Al Tamimi &amp; Company regularly advises on data protection issues across the Middle East. For further information about the new Data Protection Law in Bahrain, or assistance in ensuring compliance, please do not hesitate to contact us.</em>'),
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